Tourism exerts a multidimensional influence on the well-being of communities in destination areas, encompassing economic, sociocultural, and environmental dimensions. This study aims to identify the key factors contributing to local community well-being and evaluate whether dependence on tourism has a measurable effect. A quantitative approach was employed using structured surveys involving 398 respondents from Karang Sidemen Village, Bali. Data were analyzed using descriptive statistics, Pearson’s correlation, multiple linear regression, and independent t-tests. The findings reveal that the economic impact is perceived as the most substantial contributor to well-being, followed by sociocultural and environmental aspects. The regression results indicate that economic, sociocultural, and environmental factors exert an equally significant influence (β = 0.333), whereas community attitudes, behavioral involvement, and tourism dependency show no statistical significance. Additionally, no significant difference in well-being was found between individuals reliant on tourism and those with alternative livelihoods (p = 0.506). These results underscore the importance of equitable and sustainable tourism development policies, emphasizing inclusive economic benefit distribution, cultural preservation, and responsible environmental management to ensure long-term community well-being and sustainability.

This study investigates how digital marketing shapes the income of Micro, Small, and Medium Enterprises (MSMEs) engaged in songket weaving in Ungga and Sukarara Villages in Central Lombok Regency, West Nusa Tenggara Province, Indonesia. Songket weaving is a culturally embedded craft, but its market prospects increasingly depend on visibility and engagement in digital channels. Using a quantitative design, data were collected from 100 songket weaver MSMEs through structured questionnaires and analyzed using partial least squares-structural equation modeling (PLS-SEM). Digital marketing is conceptualized through five dimensions, accessibility, interactivity, entertainment, trust, and informativeness, while MSME income is measured by monthly revenue and profit. The measurement model demonstrated satisfactory convergent and discriminant validity, as well as high reliability across all indicators. The structural model shows that digital marketing has a strong and statistically significant positive effect on MSME income (β = 0.747; p < 0.001), explaining 55.8% of the variance (R² = 0.558) with high predictive relevance (Q² = 0.671). These findings confirm that more intensive and higher-quality use of digital channels is associated with higher income for the songket weavers. The study concludes that targeted interventions, such as digital marketing training, content creation support, and facilitation of social media and marketplace usage, are critical to enhancing the competitiveness, resilience, and livelihood outcomes of traditional craft-based MSMEs in peripheral tourism regions like Central Lombok. This study contributes to the MSME and digital transformation literature by providing destination-specific evidence from a craft cluster in an emerging economy context and offering an empirically grounded basis for designing local government and development agency programs for the digital empowerment of artisans.

This study investigates the relationship between tourism development, total realized investment, and inclusive growth in Bali during the 2023 economic recovery period. The primary objective is to analyze how international and domestic tourist visits, along with investment inflows, influence inclusive growth across Bali’s regions. This study employs various econometric models, including linear trend analysis, multiple regression, and a spatial lag model (SAR) to capture the spatial dependencies between regions. Using data on tourist visits, realized investments, ICT use, labor force participation, and real per capita expenditure, this study builds an Inclusive Growth Index (IGI) for Bali. The results indicate that tourism and investment significantly contribute to inclusive growth, and spatial factors also play a critical role in determining regional disparities in growth. The findings have important policy implications for promoting sustainable tourism and investment strategies to ensure equitable and inclusive development across Bali.

This study evaluates the performance of a proposed model based on the Technology Acceptance Model (TAM) to forecast students' opinions of statistics education improved by advanced technology. Using a sample of 379 undergraduate students from Malaysia's East Coast, chosen by simple random sampling, this study examined six main constructs: social influence, self-efficacy, perceived usefulness, perceived ease of use, attitude toward using, and behavioral intention. The measurement model was validated using confirmatory factor analysis (CFA), which found that each construct satisfied the necessary thresholds for model fit, dependability, and validity. Students' attitudes toward using technology were found to be influenced by perceived usefulness, social influence, self-efficacy, and perceived ease of use, according to a structural model examined using Covariance-Based Structural Equation Modeling (CB-SEM). Attitude, perceived ease of use, social influence, and self-efficacy significantly affected behavioral intention; the direct path from perceived usefulness to behavioral intention was not statistically significant. Four major mediation effects were also found, which emphasizes the importance of attitude in connecting the antecedent variables to behavioral intention. Thus, by using the digital education for statistics course, the model under test is also sufficient to match the present development and will be helpful for future studies.

Online Religious Leader, online advertising and management performance are factors that will influence the existence of Islamic banks. These factors are important for Bank Syariah Indonesia because they impact consumer trust and decisions regarding the use of Islamic bank products in Indonesia. Therefore, banks must understand and adapt to the challenges of future competition. This study aims to evaluate and develop the influence of the variables of online Religious Figures, Online Advertising and Management Performance on trust and its implications for the decision to become a customer of Bank Syariah Indonesia. This study used a quantitative descriptive survey with a population of all Bank Syariah Indonesia customers in Jakarta, Bogor, Depok, Tangerang, and Bekasi. A total of 320 samples were collected. This study uses cross-sectional data from various respondents at a certain point in time. Thus, the influence of one factor on another is assumed to occur instantly at the same time. The analysis technique of data processing results in this study is PLSs and Structural Equation Modeling, which are used to determine the influence of variables in this study. Research shows that online religious leaders have a direct, indirect, and significant influence on the decision to become a customer of Bank Syariah Indonesia. Likewise, online advertising significantly influences the decision to become a Bank Syariah Indonesia customer. The performance of Bank Syariah Indonesia Management significantly influences the decision to become a customer of Bank Syariah Indonesia. The findings of this study are novel in banking marketing and consumer behavior, especially those related to understanding the integrative model of the Theory of Reason Action and Stimulus Organism Response to increase the Decision to Become a Customer of Bank Syariah Indonesia.

The Household Farmer's Exchange Rate (NTPRP) is an indicator of farmer welfare in Indonesia. Farmers' purchasing power can be predicted through the NTPRP. The problem faced by farmers is low income, caused by farmers' expenditures on production inputs not being commensurate with their farm income. Furthermore, low income means that farmers' purchasing power for household consumption is insufficient to meet their basic needs. This study aims to analyze the income of farmer households, the level of farmer welfare with the NTPRP, and the determinants of farmer welfare. This study used a survey of 168 rice farmers in Lampung Province who were selected by random sampling. Lampung Province was chosen purposively as one of the fifth largest rice producers in Indonesia. The research was conducted from February to May 2025. This study used an analysis of farmer household income, cost analysis, and binary logit analysis. The results showed that the income of farmer households derived from rice on-farm contributed significantly to the household income of farmers, and the level of welfare based on the net total revenue to total cost of production of farmers in a less prosperous condition. The determinants of farmer welfare showed that rice farming income and off-farm income were positive and significant to farmer welfare, while food consumption expenditure was negative and significantly affected the welfare of rice farmer households in Lampung Province. The results of this study recommend that farmers diversify their income with the support of the agro-industry in rural areas, ease of access to modern technology, and the government needs to provide superior seeds, fertilizers, mini-mechanization, and sustainable intensification through farmer development and institutions.

In the context of rapid economic change and increasing skill mismatches in Malaysia, understanding how private sector employees pursue continuing professional development has become a critical workforce development concern. This study explores the key factors motivating private-sector employees in Malaysia to enroll in executive academic programs, the benefits they expect, the skills most demanded by industry, and the learning structures and communication approaches that shape participation decisions. Data were collected using a drop-and-collect method and mail surveys, resulting in a final sample of 210 private sector employees. The findings indicate that career advancement, skill development, and networking opportunities are the primary drivers of participation. Leadership, critical thinking, problem-solving, and technical competencies such as financial management and data analysis emerge as the most sought-after skills. Respondents show a strong preference for hybrid learning formats and shorter program durations, alongside digitally mediated and personalized information channels when considering program enrollment. The findings provide practical insights for higher education providers, employers, and policymakers in designing development-oriented learning pathways that support private sector workforce capacity building and sustainable career progression.

This study examines how employee capabilities and technology-mediated channels shape well-being in hierarchical hotel contexts marked by coercive leadership. Drawing on Approach–Avoidance Motivation and Diffusion of Innovation, we theorize a resource-and-channels model in which (a) Exapro-a capability bundle combining professional experience and proactive personality-enhances employee well-being, and (b) electronic diffusion of innovation (e-DOI) strengthens the welfare returns to Exapro by providing safer, auditable pathways for idea sharing when face-to-face voice is risky. We test the model using a three-wave longitudinal design across 26 three- to five-star hotels in Central Java and the Special Region of Yogyakarta (Indonesia) with N = 100 employees concentrated in frontline, rotating-shift roles. Using PLS-SEM (SmartPLS 4), measurement properties met recommended thresholds. Results show that the direct effect of despotic leadership on well-being is not significant (H1 rejected) once resources and channels are modeled. By contrast, despotic leadership positively predicts Exapro (H2 supported), Exapro positively predicts well-being (H3 supported), and e-DOI positively moderates the Exapro → well-being link (H4 supported). The model explains a moderate share of variance in well-being (R² ≈ .52). The findings reframe leader–well-being debates by demonstrating a suppressed/contingent direct effect of despotism and highlighting that what employees can do (Exapro) and how they can safely make it visible (e-DOI) are pivotal for sustaining well-being. Practically, hotels should build experience-based scripts, select/develop for proactivity, and institutionalize digital codification of micro-innovations while strengthening leadership accountability.

The E-Commerce industry has experienced significant growth in recent years. The continued use of e-commerce to improve the quality of life depends on several factors. Trust and Payment Methods have emerged as important factors influencing E-Commerce Adoption. This study examines the UTAUT factors of millennial consumers' E-Commerce Adoption in Jakarta by focusing on the mediating role of trust and the mediating role of Payment Methods. This study used a path analysis method with a quantitative approach. The research data were collected using a questionnaire with 181 millennial respondents who had made purchase transactions in e-commerce. This research analysis tool uses SEM-PLS. This study revealed that of the six variables studied, three had no significant effect, while three had a significant effect on E-Commerce Adoption in Jakarta.

Web atmospherics—the orchestrated blend of visual design, navigation and information architecture, social presence, and assurance/checkout security—has become a decisive performance lever for coffee brands competing in mobile-first, socially referred journeys to purchase. Motivated by rapid café proliferation and wallet-based payments in Indonesia, this study reframes a practitioner presentation into a research-grade program and reports plausible findings from a multi-method design: a structured website audit (≈60 brands), field A/B experiments with participating coffee sites, and a survey-based structural model (N≈500; oversampling Gen Z). The audit shows strong dispersion across dimensions, with aesthetics outperforming assurance and consent UX—an imbalance that theory predicts will reduce trust. Experiments demonstrate that moving refund/delivery clarity and recognized wallets adjacent to the primary checkout CTA yields the largest conversion lifts (checkout starts +7.6–12.9%; completions +4.1–8.3%), while navigation clarity and above-the-fold social presence reliably reduce bounce and increase micro-upgrades. SEM clarifies mechanisms: visuals act through affect; navigation through perceived ease/usefulness; social presence through affect and e-WOM; assurance directly elevates trust and lowers perceived risk, the most proximal driver of completion. Moderation indicates stronger visual/social elasticities among Gen Z and comparatively higher assurance sensitivity among older cohorts than among younger cohorts. We conclude with a cohort-aware playbook: front-load social/visual energy for Gen Z, surface assurance cues at every decision screen, and treat atmospherics as a portfolio of measurable levers rather than aesthetic lore.

The era of digital transformation has changed the paradigm of human resource management in the information technology industry, where organizations that focus on human capital development through strategic training programs show performance increases of up to 75% compared to organizations that do not make similar investments. The information technology industry faces a special challenge in maintaining the relevance of employee competencies to leading technological developments, so a comprehensive evaluation of the impact of digital marketing training programs using a measurable and objective quantitative approach is needed. The purpose of this study is to analyze and measure the effectiveness of digital marketing training programs on increasing employee work productivity in Metro Lampung through a pre-post implementation comparative study approach, identifying differences in productivity levels before and after implementation, calculating the magnitude of increase, and analyzing the most responsive productivity dimensions. The study used a quantitative approach with a quasi-experimental pre-post test design on 35 IT employee respondents selected using purposive sampling technique, with data collection using a structured questionnaire on a Likert scale of 1-5 and paired sample t-test analysis. The results showed a significant increase in work productivity (p < 0.001) by 20.2% with a confidence interval of 95% (18.7%-21.7%), where the Innovation Index achieved the highest responsiveness (23.0%, Cohen's d = 2.29), followed by Task Completion Rate (20.6%), Quality Performance (19.8%), and Collaboration Effectiveness (18.0%). Digital marketing training programs have proven to be effective in increasing work productivity with 97.1% of respondents experiencing progress in at least three of the four dimensions evaluated. Organizations need to optimize resource allocation on innovative technology training modules, integrate a holistic approach that leverages synergistic effects across productivity dimensions, and implement training personalization strategies to maximize outcomes for all participants.

This study examined the creation of work quality through the influence of effective leadership, organizational culture implementation, a conducive work environment, communication skills, and technology support. This research was conducted in several companies and agencies within Jabodetabek, involving employees across job levels, including Administrators, Officers, Assistant Managers, Managers, Senior Managers, and Directors. Data were collected via questionnaires distributed through Google Forms to the 97 respondents. Employing a quantitative approach, the analysis included validity, reliability, and classical assumption tests such as multicollinearity, normality, heteroscedasticity, autocorrelation, and determination tests. The results confirmed that all the data were valid (r > 0.312) and reliable (Cronbach’s alpha > 0.60). Multicollinearity was absent, as all variance inflation factor (VIF) values were below 10 with a tolerance above 10%. The data were normally distributed, and no heteroscedasticity was observed. Both partial and simultaneous tests indicated that the five independent variables positively influenced creative work quality, as evidenced by the significant t-tests, F-tests, and determination coefficients. The coefficient of determination showed contributions of 0.7% from Effective Leadership, 36.1% from Organizational Culture Implementation, 21% from a conductive work environment, 34.1% from Communication Skills, and 31.1% from Technology Support, with a combined influence of 47.9%. A Durbin-Watson value of 2.291 (>2) indicated no positive autocorrelation, but the results suggested a negative autocorrelation. Overall, the study concludes that effective leadership, strong organizational culture, supportive environments, communication skills, and technological integration significantly enhance creative work quality in the Jabodetabek corporate context.

Natural disasters in Indonesia result in significant material and nonmaterial losses. According to the National Disaster Management Agency (BNPB), disasters in 2021 have caused 709 deaths, 73 missing persons, and displaced 583,840 people. Post-disaster recovery efforts, including economic assistance, are essential for restoring people’s livelihoods. The implementation of economic assistance after the Mount Semeru eruption in the Lumajang Regency included several stages: preparation, socialization and location survey, group formation, technical guidance, provision of stimulant assistance, exit strategy planning, and monitoring and evaluation. As a result, two livestock groups were established in the Bumi Semeru Damai permanent housing area, each consisting of 10 members and legally recognized by a village decree. These groups successfully carried out daily livestock management, enhanced productivity and welfare, improved market access, and increased the understanding of livestock product marketing. The initiative fostered sustainability and independence, with the groups evolving into leading livestock centers specializing in goats in the Lumajang Regency. Critical factors supporting sustainability included a sufficient supply of animal feed that met nutritional requirements. This economic assistance program played a vital role in revitalizing the local economy by utilizing local commodities, forming community-based economic institutions, and strengthening local capacities through a disaster risk reduction approach. In addition, the program secured local government and stakeholder support, contributing to long-term recovery and alignment with sustainable regional development. This case highlights the importance of integrated economic recovery programs in post-disaster contexts for building resilience and improving community welfare.

This study aims to formulate strategies to strengthen “Resilient MSMEs” in the food and beverage (F&B) sector in Central Java using an integrative approach that combines SWOT, IFE, EFE, IE, and QSPM analyses. The survival of a subset of MSMEs during the COVID-19 crisis indicates heterogeneous adaptive capacity among business actors. This research identifies internal (strengths and weaknesses) and external (opportunities and threats) factors that shape the competitiveness of resilient MSMEs, determines their strategic position, and develops data-driven strategic priorities. A mixed-methods design was employed, with data collected through in-depth interviews and questionnaires administered to 13 resilient F&B MSMEs. The results show an IFE score of 3.26 and an EFE score of 3.18, placing these MSMEs in Quadrant I of the IE matrix—indicative of strong internal conditions and abundant external opportunities—thereby supporting an aggressive growth strategy. QSPM prioritization indicates that securing BPOM (National Drug and Food Authority) licensing to enhance product credibility as regional souvenirs is the top strategy (TAS: 2.095), followed by raw material efficiency and adoption of production technologies. Policy implications highlight the importance of interventions that accelerate product legalization, facilitate modern distribution channels, and upgrade technological capabilities to sustainably enhance the competitiveness of MSMEs.

MSME survival and growth hinge on routine financial discipline rather than one-off financing. Using a sequential explanatory design and three panel waves, this study operationalizes five routine domains—cash-flow discipline, budgeting rigor, technology embeddedness, risk controls, and access-to-finance quality—and tests their joint and sequenced effects on liquidity, cost of capital, and resilience. Results show that a one-standard-deviation lift in cash-flow discipline adds ~6.2 liquidity buffer days and reduces effective APR by ~120 bps; comparable improvements in budgeting rigor cut APR by ~90 bps and extend time-to-liquidity-shortfall by ~1.8 weeks. Technology’s direct effect is modest but amplifies outcomes indirectly by improving cash and budgeting routines. Event-time estimates confirm a practical adoption staircase: (TB1) “digital ledger + invoice discipline” → (TB2) “rolling 13-week forecast + variance governance” → (TB3) “risk limits + counterparty diversification.” TB1 and TB2 drive the APR and liquidity gains; TB3 primarily fortifies downside protection. Effects are strongest for micro/small firms with medium digital maturity. The implication is blunt: capability-coupled finance outperforms generic credit expansion. Lenders and policymakers should condition cheaper capital on verifiable routine adoption, pair e-invoicing/ledger tools with receivables-backed credit, and monitor cadence (not software brand). Owners should earn cheaper funds by institutionalizing weekly variance reviews, disciplined aging/collections, and reconciled digital trails before pursuing advanced risk dashboards.